01
Hours lost to manual entry.
The average accountant spends 60% of the week on categorization and reconciliation. That's not accounting — it's data entry.
An AI-native accountant
Your accounting,fully handled.On WhatsApp.
Raqmia is an AI accountant. Not a tool, not a portal. We do the work end-to-end — bookkeeping, month-end close, reports — and answer in the chat you already use.
247
transactions booked silently today
99%
answered without you
1st
books closed on the
R
Raqmia
online
Built by engineers from
Stripe
Mercury
Brex
Gusto
QuickBooks
Xero
Ramp
Shopify
Stripe
Mercury
Brex
Gusto
QuickBooks
Xero
Ramp
Shopify
Stripe
Mercury
Brex
Gusto
QuickBooks
Xero
Ramp
Shopify
Why we exist
Accountants deserve better than data entry.
The work that fills an accountant's day — categorizing transactions, chasing receipts, reconciling statements, answering the same questions every month — is the work that should be automated first.
02
The same questions, every month.
“Was this Amazon charge personal?” Answered, then re-asked next month. Memory work software should do.
03
Closes that drag into week three.
By the time books close, the month is half over. Insights arrive too late to act on.
The service stack
One AI accountant. Every tier of the work.
Raqmia covers what used to take three roles, three calendars, and three invoices. One AI. One flat monthly fee.
01Daily
Bookkeeping
Every transaction recorded, categorized, reconciled. Daily, not monthly. Raqmia learns your patterns from day one and stops asking once the rule is set.
- Daily categorization across every account
- Bank, card, and payment processor reconciliation
- Receipt capture from email, WhatsApp, and Slack
Handles the work of a full-time bookkeeper.
02Monthly · on the 1st
Month-end close
Accruals, deferrals, depreciation. Books locked on the 1st, not the 21st. A clean, audit-ready close every month — without the back-and-forth.
- Accruals, deferrals, depreciation schedules
- Inter-company and balance sheet reconciliation
- Locked books on the 1st of every month
Handles the work of a senior staff accountant.
03Monthly + on demand
Controller & reporting
Budget vs. actuals, KPI dashboards, board packs. Drafted from your live numbers and written in plain language — for you, your board, and your bank.
- P&L, balance sheet, and cash flow on the 1st
- Budget vs. actuals with written variance analysis
- Board-ready packs and investor updates
Handles the work of a fractional controller.
One subscription. No hourly billing. No seat licenses.
How it works
How Raqmia runs your books.
Most of the work, you never see. The few moments that need your judgment, you get a WhatsApp message — not a meeting.
01
Connect your stack
Banking, payments, payroll, accounting. 15 minutes. Raqmia pulls historicals so day one isn't day zero.
Syncing
Live- MMercuryBanking
- SStripePayments
- GGustoPayroll
- QQuickBooksAccounting
Read-only OAuth · 15 minutes · historicals included
02
Raqmia keeps the books, daily
AI agents categorize and reconcile every transaction as it lands. Most get booked silently, pattern-matched against your history.
Booking silently · last 60 sec
LiveStripe payoutRevenue+$4,820
AWS · AprilHosting−$1,240
Gusto ACHPayroll−$3,200
Slack subscriptionSoftware−$74
247
Booked today
3
Asked
99%
Silent
03
Raqmia asks only when judgment is needed
On WhatsApp, Slack, or email. Your answer becomes a rule. Raqmia never asks the same question twice.
R
Raqmia
online
04
Raqmia closes the month and delivers the report
Accruals, deferrals, depreciation — done. P&L, balance sheet, and cash flow on the 1st, with a written read on what changed and why.
April close · ready
Delivered May 1
Revenue
$0K
↑ 12.4%
Gross margin
0.0%
↑ 1.4pp
Op. cash flow
$0K
↑ 8.0%
P&L · Balance sheet · Cash flow → Open report
What's different
Closed on the 1st. Not the 21st.
You get what any good firm delivers — a closed P&L, a current balance sheet, a cash flow statement, and a written read on what changed. The difference: closed three weeks earlier, one flat fee, and Raqmia never forgets.
Profit & Loss
April 2026 · month-to-date
Revenue$0↑ 12.4%
Cost of revenue−$0↓ 8.1%
Gross profit$0↑ 13.9%
Operating expenses−$0↓ 4.2%
Salaries & wages−$0
Software & tools−$0
Marketing−$0
Net income$0↑ 38.6%
Balance sheet
As of today
Cash & equivalents$0
Accounts receivable$0
Accounts payable−$0
Inventory$0
Fixed assets$0
Long-term debt−$0
Net equity$0
Cash flow
Last 30 days
Net cash from operations
+$0
Inflow
+$0
Outflow
−$0
Channels
Raqmia reaches you the way a great accountant would.
No new dashboard to log into, no portal, no “please review by Friday.” Raqmia talks on WhatsApp, Slack, email, and sends weekly digests. Voice replies work too — Raqmia transcribes and books from there.
For founders running on the phone. Voice replies work. Raqmia transcribes and bookkeeps from there.
Slack
A dedicated #books channel. One-tap answer buttons, threads for context, your team can chime in.
For things that can wait until Monday. Reply in your own words. Raqmia reads natural language, not forms.
Reports & analysis
Financial statements, KPI updates, written analysis on whatever cadence you set — to you, your board, your bank, your investors.
Integrations
Plugs into your existing stack.
Banking, payments, payroll, accounting. Read-only, OAuth-based, fully audited. Keep QuickBooks or Xero — Raqmia works inside them, so your CPA, your bank, and your investors keep seeing what they expect.
Banking & Cards
Mercury
Brex
Ramp
Chase Business
Wise
+10,000 banks
Payments & Revenue
Stripe
Shopify
Square
PayPal
Payroll
Gusto
Rippling
Justworks
Deel
Remote
Accounting
QuickBooks
Xero
Plus 10,000+ banks via secure read-only connections.
See it on your own books
Give your accountant their week back.
In 15 minutes, Raqmia will classify a week of your real transactions and quote a flat monthly fee. Already have an accountant? Even better — Raqmia handles the manual work so they can focus on the judgment calls.